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(1) A contract whereby one undertakes to indemnify another or pay a specified amount upon determinable contingencies. (2) A device for the transfer of the risks of individual entities to an insurance company, which agrees, for a consideration, to assume to a specified extent, losses suffered by the insured.

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Senior Term Life Insurance
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A senior term life policy is an excellent way to supplement the financial assistance you leave behind for your family. Whether you already have a whole life policy, or a nest egg set aside for just this purpose, a senior term life policy will give additional coverage to your beneficiaries. If you are a senior who already has a life policy, chances are you purchased that life policy many years ago.

The amount of life coverage you purchased at that time may have seemed sufficient at that time, but the cost of living increases over the years. This means the amount of life coverage you purchased years ago may not be sufficient coverage for your beneficiaries today. In addition, the cost of living continues to rise, so you always need to keep an eye on the amount of life coverage you have.

There are lots of benefits of having such a type of life such as:  expenses need to be taken care of once you are gone, aside from your lack of financial contribution.

Chicago Insurance Agent - Sponsored Link
Ad - www.amfam.com Jan 5 2009 11:16PM GMT
Cigna to cut about 1,100 jobs
TradingMarkets Jan 5 2009 11:16PM GMT
Temporary fire station helps with VA insurance rates
Fire Engineering Magazine Jan 5 2009 11:15PM GMT
Cigna to cut 1,100 jobs, citing weak economy
Reuters via MSN Money Jan 5 2009 11:13PM GMT
Cigna to cut 1,100 jobs, citing weak economy
Forbes.com Jan 5 2009 11:11PM GMT
Cigna To Cut 1,100 Jobs, Consolidate Locations
CNN Money Jan 5 2009 11:08PM GMT

Your beneficiaries will need to pay for your funeral and burial services, and just as the cost of living continues to increase, so might the cost of the average funeral. Having an additional senior term life policy will help your beneficiaries pay for the cost of your funeral and burial.

People of today’s era live longer as compared to the older ages and this make your beneficiaries live for many years after your death. You want to make sure your life coverage is enough coverage for the duration of the rest of their lives, or however long it may take for them to financially adjust to your death.

So, if you are a senior who already has a life policy, or savings account set aside to financially compensate your family members, take another look at the amount of coverage you have. This is the greatest best thing to do as a senior, that is, a member of every family is not at risk.

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Bloomington Insurance - Sponsored Link
Ad - www.amfam.com Jan 5 2009 11:16PM GMTCigna to cut about 1,100 jobs
TradingMarkets Jan 5 2009 11:16PM GMTTemporary fire station helps with VA insurance rates
Fire Engineering Magazine Jan 5 2009 11:15PM GMTCigna to cut 1,100 jobs, citing weak economy
Reuters via MSN Money Jan 5 2009 11:13PM GMTCigna to cut 1,100 jobs, citing weak economy
Forbes.com Jan 5 2009 11:11PM GMTCigna To Cut 1,100 Jobs, Consolidate Locations
CNN Money Jan 5 2009 11:08PM GMT